What Is Macy's Gold Status?
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The Secret Platinum Bar
I hope they don't set the "secret" Platinum bar too high because they gave it to you without you having met the requirements. The Score That Matters is a trademark of Fair Isaac Corporation. The name of the company is Equifax, Inc.
Your interest rates and your FICO Scores are influenced by a lot of factors. The Credit Repair Organizations Act does not define Fair Isaac as a credit repair organization. Fair Isaac does not offer "credit repair" services or advice or help with "rebuilding" or "improving" your credit record.
The Macy's Credit Card
The Macy's Credit Card is perfect for the Macy's shopper who is loyal to the store and wants to earn rewards on their purchases. The Macy's card is not ideal for people who frequently pay late or carry a balance, and it might be hard to find a card that is more suited to casual shoppers. The Macy's Credit Card is a store card, not a universal credit card, meaning it can only be used to make purchases at Macy's stores.
The Macy's Credit Card is pricey to maintain, as it charges a hefty 26.24% APR on purchases. Macy's cards include exclusive savings throughout the year, access to special events, and periodic surprise savings at the register. Birthday and free shipping offers are available for eligible Elite and Premier Elite members.
Cash back cards are an easy way to save. The cards give you a percentage of your purchases as cash back, which can be used as a gift card, or check. A cash back card signup bonus offer will give you a lump-sum cash back amount for meeting a set spending requirement.
Macy's Star Rewards Program: A Credit Card Based Approach
Macy's is a department store chain Cincinnati. They have over 800 stores in the United States and in the U.S. territories of Puerto Rico and Guam. Anyone that spends a good amount of money on purchases at Macy's, Macy's Backstage, and online at Macy's.com can take advantage of the Macy's Star rewards program.
The program only allows 3 of the 4 tiers to be used by those with the Macy's AMEX Card or Macy's Store Card. Macy's has two credit cards in it's Star rewards program, one American Express Card and one store card. The Macy's American Express Card can be used to earn Star Rewards Points wherever American Express is accepted, but the Macy's Store Card can only be used in-store or online.
Macy's credit card is the only way to get Silver, Gold, and Platinum status in the Macy's Star rewards program. If you want to get more benefits at Macy's, you'll want to get a Macy's credit card. The 2% boost is not special as you can earn 2% return using a simple 2% cash back credit card, but Macy's Star Passes is an exclusive that is worth your attention.
Star Passes can be used to save 25% off on any day. It's hard to beat using other rewards cards when earning 3% back on spend at Macy's. You can save a lot of money with the free shipping benefit, as no one likes paying for shipping.
You will receive a return of 5% when you use a Macy's credit card. You will receive the best value when it comes to the annual birthday gift, deals, and various other promotions, if you are a Platinum member. As you spend money at Macy's, you'll start to accumulate Star Rewards Points.
Extraordinary Savings on Furniture, Mattresse and Rug
Click apply to get 10% off on furniture, mattresses and rugs. You can enter the promo code in your bag at any time. Cannot be combined with any offer except opening a new Macy's account.